Frequently Asked Questions

You have some questions? No problem! From the First-Time Homebuyer to the Empty-Nester to the Experienced Investor, I have people asking me questions all of the time! Real estate and contracts change over time and state by state, so most people have a lot of questions about how to buy or sell a home. So ask away, I am here to help!

Closing Costs include the fees necessary to buy and sell a house such as: HOA fees, property taxes, state excise tax, real estate commission, home warranty, attorney fees, deed prep fees, wire fees, escrow money, loan fees, etc. The buyer and the seller are expected to pay their own closing costs. The buyer’s closing costs are mostly associated with their loan do vary with each buyer, house, and loan. A buyer should ask their lender how much they should expect to pay in closing costs. The seller’s closing costs are mostly associated with the real estate commission.  Sometimes the buyer asks the seller to pay some of the buyer-side closing costs so that they can lower the amount of money they have to bring to closing.  In many cases, a seller is willing to pay some of the buyer’s closing costs as long as they are happy with their bottom-line.  The amount of the buyer’s closing costs a seller pays is negotiated and agreed upon prior to signing a contract.
A seller would be wise to repair any known items prior to putting their house on the market. While under contract, most buyers have inspections performed and then ask the sellers to repair some items. Most houses, even new homes, do have repair items listed on the inspection reports – even though most sellers feel like they have already taken care of everything. Our current Offer to Purchase and Contract form really sells houses as-is; however, most of the time buyers and sellers negotiate some repairs anyway.  
Our Offer to Purchase and Contract form has a Due Diligence period that is a negotiated amount of time. During this time, the buyer has the opportunity to make sure they want to purchase the home by doing their due diligence in inspections, process their loan, do an appraisal, check out the area, etc. If a buyer decides not to buy the house, they can back out prior to the Due Diligence Date; however, the seller will keep the Due Diligence Fee (an amount negotiated prior to signing the contract).
Yes, we can help you with the purchase of a foreclosure.
There are loan programs that do not require any money down. A lender will be able to tell you if you and/or the house qualifies for this type of program.
A buyer can order any inspection desired. Common inspections are: Home Inspection, Radon Test, Termite Inspection, Well/Septic Inspection, Water Test, etc. In addition, a buyer could order an HVAC Inspection, Chimney Inspection, Structural Engineer Inspection for specific items, etc.
No. There may be restrictions on the house you can buy using one of these loans and may include: type of housing, location, and condition of the home.
The appraisal states the value of the property as determined by a licensed appraiser. It is normally a required fee paid for by the buyer upfront to the lender and ordered by the lender. If the buyer is paying cash, they can still order an appraisal if they want to.
The amount of time from signing a contract to actually buying a house is an agreed-upon time frame by the buyer and seller so varies. However, we see a lot of 30 – 45 day contracts. You should ask your lender how long it will take to process your loan.
Nothing. We will be paid at closing when you buy a house. The amount of money we will make varies from house to house and is a pre-determined amount agreed upon by the listing agent and the seller of the house.
While it is possible to sign a rent-to-own contract, it is rarely done. This type of contract is written by an attorney and can require upfront money. Normally if a buyer has upfront money, they are buying a house not renting. This type of contract can also have an agreed-upon sales price and a closing date far in the future. We never know what will happen with the real estate market in the future, so this may not be in the buyer’s or the seller’s best interest.

Yes, if you have the VA loan benefit and you qualify for a mortgage.

Janet is a real estate agent who can lead you through a purchase or sale in a professional manner. She is experienced and thorough and can provide assistance and service unlike any other real estate agent I have dealt with, and I have bought and sold 7 homes over my lifetime. She is not only professional, but listens and responds to your personal needs and desires. She can assist and advise not only first time buyers, but also experienced buyers and sellers.

Don from Wake Forest, NC

The qualities for which my wife and I are very thankful is Janet’s knowledge of the area, a willingness to stay within our budget, tireless efforts to show a great number of potential homes per our requests, and a practical understanding of the complex home-purchasing process. But the greatest advantage is that Janet always kept our best interests in mind so that we are very pleased with the home of our choice.

Rodney from Lillington, NC

Janet was amazing to work with! She helped me find the perfect house for my needs 12 years ago, and I was delighted to use her services again this year. She is knowledgeable and attentive!

Dariene from Benson, NC

Janet recently helped me sell a house in Apex. She is the ultimate professional, extremely responsive with great communication of all pertinent news of the sale, with extensive knowledge of the local market. With Janet’s help, our house had 2 offers within the first 48 hours and and was under contract within a few days. Her negotiating skills were very evident and extremely helpful during the sale. I would recommend anyone selling or buying a house to give Janet a call. I give an overall rating of 5+

Mark from Apex, NC

Sold my house in two days for more than asking price. Superior experience. Janet is hard working and dedicated to her job.

Amy from Apex, NC

Janet was a great realtor! She was always quick to reply to our questions and was very knowledgeable. She communicated updates or changes to us in a timely manner. She was a true pro! We have already recommended her to others.

Steve and Etta from Raleigh, NC

Buying and selling a house with Janet is a very stress and worry free process. I always have full confidence with her taking care of everything and she makes it seem to go so smoothly. She is very professional, thorough, and on point! We have bought 2 houses and sold 1 with Janet: A++ Realtor!

Kimberly from Raleigh, NC

Janet was great to work with. She cleared her schedule when we were coming into town to look at houses. She was informative, prepared, patient, knowledgeable, and unbiased during the entire process. I would highly recommend Janet to others needing a realtor.

Laurel from Cary, NC

Janet is a terrific professional. She handled every little glitch that came up with expertise and patience. Whenever I felt even the slightest tremor of anxiety she was there to help, support and guide me through the situation with humor and good common sense. Working with her was a delight! I have highly recommended her to my friends who may need a realtor in the future.

Nancy from Durham, NC

Janet is an amazing advocate for her clients and fantastic realtor. She goes above and beyond, is extremely responsive and her vast knowledge of the industry and the market is invaluable to her clients. She helped us through every step of buying our first home and helped us avoid making many first-time home buyer mistakes. She even continues to help us navigate issues after closing and is just really a joy to work with! We can’t recommend her enough to anyone looking for a new home!

David and Elizabeth from Holly Springs, NC

Great experience. Janet was always available and always helped us through selling our former place and buying our new place. Would highly recommend.

Nancy from Raleigh, NC

We thoroughly enjoyed working with Janet throughout the home selling process. She was professional & thorough from the beginning to end of the process. We would not hesitate to work with her again!

Genia from Raleigh, NC

My wife and I used Janet on 2 different occasions, the latest being July 2015 to sell my home in Cary, NC. She represented us and our interests very well and did an excellent job. Janet was very responsive and professional, and for example, she took care of all the Inspection Repair appointments and scheduling for us. We only needed to pay the received invoices. Janet made our home selling transaction very effortless.

Charles from Raleigh, NC

Janet was wonderful to work with. She was right on the money with every single thing I needed. She shepherded me through the whole buying process with professionalism, good humor, patience and grace.

Nancy from Raleigh, NC

Janet was extremely helpful in finding our new home and in selling our previous one. Despite a few “bumps in the road” for selling, Janet was able to keep us focused and she helped us to see the end beyond a few issues (these issues were not of Janet’s making they were just things that come up!). Janet was very patient with us through some in-decision and she was able to point out things that we needed to see in order to make a good decision in purchasing a home.

Denise from Raleigh, NC

I would definitely recommend Janet. We have moved many times. Janet has been the most knowledgeable, honest, and diligent agent we have ever had. Janet is very personable, down to earth, and so easy to work with. I have only positive things to say about her. You will be very happy using her as your real estate agent.

Daniel and Carolyn Grossman from Chapel Hill, NC

Why use a realtor?

Buying or selling a home is not like purchasing a plane ticket. Every home is different, and laws change every year and vary from state to state. Generally speaking, people purchase a new home every 7-10 years, and a lot can — and usually does — change between transactions. Realtors® are immersed in real estate, and they must stay current with all the updates in regulations, laws, contracts, and practices. Once you retain your Realtor®, they put that knowledge to work for you.